Moving to Canada is an exciting milestone, but it’s also a life-changing decision that comes with surprises—some expected, others not.
Many newcomers spend months preparing immigration documents, researching jobs, and searching for housing. Yet after arriving, they often discover that the biggest lessons aren’t found in official guides. They’re learned through everyday experiences: understanding the cost of groceries, adjusting to winter, building a Canadian credit history, navigating public transportation, making new friends, and adapting to a different culture.
To help future newcomers prepare, AllReview asked Canadians who have already made the journey one simple question:
“What’s one thing you wish you knew before moving to Canada?“
The answers came from immigrants, international students, permanent residents, professionals, and families who have built new lives across Canada. Their stories offer practical lessons, honest reflections, and advice they wish someone had shared with them before they arrived.
Whether you’re planning to move next month or simply exploring the idea, we hope these experiences help you start your Canadian journey with greater confidence.
Why We Asked This Question
Government websites do an excellent job explaining immigration programs, required documents, and application procedures. But moving to Canada is about much more than paperwork.
What does your first grocery bill look like?
How difficult is it to rent your first apartment?
What catches most newcomers by surprise?
What would someone do differently if they could start over?
These are questions best answered by people who have actually lived the experience. That’s why this guide focuses on personal stories instead of statistics alone. While every journey is unique, many newcomers discover the same lessons during their first few months in Canada.
If learning from someone else’s experience can help make your transition easier, then those stories are worth sharing.
Before You Arrive
Almost everyone we spoke with said the same thing in different words:
Preparation doesn’t end when your visa is approved—it starts there.
Many contributors admitted they spent most of their time preparing immigration documents but far less time preparing for daily life after landing. Here are some of the lessons they wish they had known sooner.
Maria S.
Moved from the Philippines to Toronto in 2022
“I spent months researching immigration requirements but almost no time researching everyday expenses. I knew what my rent would be, but I had no idea how much groceries, internet, transportation, and winter clothing would cost.”
Maria’s experience is common among newcomers. Housing is often the biggest expense, but it isn’t the only one. Internet service, mobile plans, transit passes, household items, and seasonal clothing can quickly increase your monthly budget.
Researching these costs before moving can help you arrive with more realistic expectations and a stronger financial plan.
Ahmed H.
Moved from Egypt to Calgary in 2023
“I wish someone had explained how important Canadian credit history would become. I didn’t realize it could affect renting an apartment, qualifying for loans, or even some financial services.”
Building credit is one of those topics that rarely comes up before arriving, yet it becomes important soon after.
Opening a bank account, understanding how credit cards work, and making payments on time are small steps that can help establish a positive financial history.
Felipe C. | Graphic Codelab
Moved from Colombia to Sudbury in 2019
“I wish I had known that Canada isn’t always as promising as some recruiters make it sound. Back home, I heard stories about six-figure salaries for engineers, abundant career opportunities, and obtaining permanent residency within two years. The reality was very different. It took me five years to bring my family to Canada and obtain permanent residency, and I still live in a rented apartment. I learned that building a life here can take much longer than expected, and unrealistic promises can leave newcomers disappointed.”
Newcomers should research job opportunities, living costs, and immigration pathways before moving to Canada. Understanding the challenges and setting realistic expectations can help families prepare for the transition and avoid financial stress.
Daniel K.
Moved from South Korea to Vancouver in 2020
“I wish I had joined newcomer groups before arriving. Having people to ask questions made my first few months much easier.”
Today’s newcomers have access to many online communities, settlement organizations, and local support groups that can answer questions, recommend services, and help build connections.
Reaching out before your move can make Canada feel much less unfamiliar once you arrive.
Adrian B.
Moved from Ukraine to Toronto in 2014
“I wish I had understood how different Canada is from the United States before moving here. Although the two countries share similarities, the cost of living, job opportunities, salaries, taxes, and healthcare can be quite different. Having previously visited the U.S. through a student Work and Travel program, I assumed Canada would offer a similar experience. Instead, I learned that finding a good job and becoming financially stable could take longer than expected. I wish I had prepared better by improving my English, developing practical job skills, and researching immigration pathways.”
Moving to Canada requires more than choosing a destination. Newcomers should research employment opportunities, housing costs, and immigration programs across different provinces, as living expenses and job markets can vary considerably. Preparing practical skills and setting realistic expectations can make the transition easier.
What We Learned
Although every contributor had a different background, their experiences pointed to the same conclusion:
Preparing for daily life is just as important as preparing your immigration application.
Learning about your city, understanding your monthly expenses, organizing important documents, researching transportation, and connecting with newcomer resources can reduce stress and help you settle more quickly.
Finding a Place to Live
For many newcomers, finding housing becomes the first major challenge after arriving in Canada.
Rental prices, neighbourhoods, commuting times, and competition for available units can vary significantly from one city to another. Several contributors said they wished they had spent more time researching neighbourhoods instead of focusing only on rental prices.
The stories in this section highlight some of the lessons people learned while searching for their first home in Canada. Finding your first home in Canada is about much more than choosing the cheapest apartment.
Several contributors told us they initially focused on monthly rent, only to realize later that commuting costs, neighbourhood amenities, safety, and access to grocery stores and public transit were just as important. Here are some of the lessons they learned.
Carolina M.
Moved from Colombia to Ottawa in 2022
“I wish I had visited different neighbourhoods before signing my first lease. I chose an apartment based on price alone, but later realized I was spending much more time and money commuting than I expected.“
A lower rent doesn’t always mean lower living costs. Transportation expenses, commuting time, and nearby services should all be considered before signing a lease. If possible, spend a few days exploring different neighbourhoods before making a long-term commitment.
Fatima A.
Moved from Pakistan to Edmonton in 2023
“I didn’t know tenant rights were different from what I was used to. Learning about my province’s rental rules helped me feel much more confident.“
Every province and territory has its own residential tenancy rules covering rent increases, security deposits, repairs, lease agreements, and tenant protections. Understanding these rules before signing a lease can help prevent misunderstandings later.
Gabriel S.
Moved from Brazil to Halifax in 2022
“I wish I had researched public transportation before choosing where to live. It would have saved me hours every week.”
Some Canadian cities have extensive transit networks, while others are more car-dependent. Checking transit routes, travel times, and nearby services before renting can improve both convenience and quality of life.
What We Learned
The strongest lesson wasn’t simply “find cheaper housing.”
It was find the right location.
A home that’s close to work, school, grocery stores, healthcare, and public transportation may provide a much better overall experience than one with the lowest monthly rent.
The Cost of Living
Nearly every contributor mentioned one surprise:
Life in Canada often costs more than they expected. While many newcomers research rental prices before arriving, everyday expenses such as groceries, utilities, mobile phone plans, transportation, childcare, and insurance can add up quickly.
Planning for these costs before moving can reduce financial stress during your first few months.
Sofia R.
Moved from Portugal to Toronto in 2021
“I planned for rent but underestimated almost everything else. Buying furniture, kitchen supplies, cleaning products, and basic household items added up much faster than I expected.”
Starting a new home often means purchasing essentials that many people already own. Creating a checklist before arriving can help you budget more accurately.
Victor N.
Moved from Vietnam to Winnipeg in 2020
“Groceries were more expensive than I imagined, especially during my first few months while I was learning where to shop.”
Food costs vary depending on where you live and where you shop.
Many contributors suggested comparing prices at different grocery stores, buying seasonal products, and watching weekly flyers to reduce expenses.
Elena P.
Moved from Ukraine to Calgary in 2023
“I didn’t realize sales tax is usually added at the checkout. The price on the shelf wasn’t always the amount I paid.”
This is one of the most common surprises for newcomers. Depending on your province or territory, sales taxes may be added separately to many purchases. Knowing this in advance makes budgeting much easier.
Samuel B.
Moved from Ghana to Regina in 2022
“I wish I had built a larger emergency fund before arriving. Unexpected expenses happen during every move.”
Whether it’s replacing winter clothing, paying unexpected deposits, or covering temporary accommodation, having extra savings provides valuable flexibility.
What We Learned
Nearly every contributor recommended budgeting for more than just rent.
A realistic monthly budget should also include:
- Groceries
- Utilities
- Internet
- Mobile phone service
- Transportation
- Household supplies
- Clothing
- Entertainment
- Emergency savings
Planning for these everyday expenses can make your first year significantly less stressful.
Finding Your First Job
Finding employment is often one of the biggest priorities after arriving in Canada.
Some contributors found work quickly.
Others needed several months.
Most agreed that persistence, networking, and preparation were just as important as qualifications.
Miguel T.
Moved from Mexico to Mississauga in 2022
“I thought submitting dozens of online applications would be enough. Looking back, networking events and community connections helped me much more.”
Building professional relationships can open doors that online applications sometimes cannot.
Many newcomer organizations also host networking events specifically designed for internationally trained professionals.
Anna K.
Moved from Poland to Hamilton in 2021
“I kept using the same resume for every job application. Once I started customizing each application, I began receiving interview invitations.”
Small adjustments that match your experience to each position can help employers quickly understand why you’re a strong candidate.
Ibrahim M.
Moved from Nigeria to Winnipeg in 2023
“My first Canadian job wasn’t my dream job, but it helped me gain local experience and confidence.”
Many newcomers view their first position as a stepping stone rather than a final destination.
Canadian work experience, references, and professional networks often lead to additional opportunities later.
Jessica L.
Moved from Hong Kong to Vancouver in 2020
“Volunteering introduced me to people who eventually recommended me for paid employment.“
Community involvement can help newcomers expand their networks while learning more about local workplaces and culture.
What We Learned
No two employment journeys were the same.
However, several themes appeared repeatedly:
- Tailor your resume.
- Build professional connections.
- Stay open to entry opportunities.
- Continue learning.
- Don’t become discouraged if success takes time.
Many contributors described their first job as the beginning of their Canadian career—not the destination.
Banking & Building Credit
Several contributors admitted they had never heard about Canadian credit history before arriving.
Only later did they discover how important it could become when renting a home, qualifying for loans, or applying for a mortgage.
Learning how Canada’s banking system works early can make everyday financial life much easier.
Lucas P.
Moved from Brazil to London, Ontario in 2022
“I wish someone had explained that building credit starts with small, consistent habits. Paying bills on time turned out to be much more important than I expected.“
Good financial habits often begin with simple routines rather than large financial decisions.
Grace K.
Moved from South Korea to Calgary in 2021
“Opening my first Canadian bank account was much easier than I expected. I only wish I had done it during my first week.“
Many financial institutions offer newcomer banking programs that may include helpful products and services for people who are new to Canada.
What We Learned
Building your financial future begins with everyday habits.
Opening a bank account, paying bills on time, understanding how credit works, and avoiding unnecessary debt can create opportunities for years to come.
Building a New Life in Canada
Moving to Canada doesn’t end when you receive your keys, open a bank account, or start your first job.
For many contributors, the biggest challenge wasn’t paperwork—it was creating a new routine, making friends, understanding Canadian culture, and eventually feeling at home.
Although everyone’s experience was different, one message appeared again and again:
Give yourself time.
Settling into a new country is a process, not a single event.
Julia F.
Moved from Spain to Montreal in 2021
“I thought I’d feel at home within a few weeks. Looking back, I wish I had been more patient with myself. Building a new life takes time, and that’s completely normal.“
Many newcomers compare themselves to others, but every journey is different. Some people settle quickly, while others need more time to adjust to a new environment, language, or culture.
Omar R.
Moved from Bangladesh to Calgary in 2022
“Joining my local library changed everything. I discovered free workshops, community events, language resources, and met people from all over the world.“
Public libraries in Canada often offer far more than books. Depending on your community, they may provide computer access, language learning programs, career workshops, children’s activities, and newcomer resources.
Emily T.
Moved from Vietnam to Ottawa in 2020
“I spent too much time worrying about fitting in. Eventually I realized that Canadians generally appreciate kindness, respect, and being yourself.“
Canadian communities are diverse, and many newcomers say that participating in local events, volunteering, or joining clubs helped them feel connected much sooner.
Carlos M.
Moved from Portugal to Edmonton in 2023
“Don’t stay inside all winter. Once I learned how to dress properly, I started enjoying skating, winter festivals, and exploring the city.“
Winter often feels intimidating before arriving, but many contributors said that proper clothing and a willingness to embrace seasonal activities completely changed their perspective.
What We Learned
Creating a new life isn’t only about finding employment or housing.
It’s also about building friendships, exploring your community, learning new traditions, and creating routines that make Canada feel like home.
The contributors who adjusted most successfully weren’t necessarily the ones who had the easiest journey—they were the ones who stayed curious, patient, and open to new experiences.
New to Canada? If you’re new to Canada, don’t miss our Newcomers to Canada: The Ultimate Guide. It covers everything you need to know about settling in Canada, including housing, employment, healthcare, banking, education, government benefits, and much more.
Things That Surprised People Most
We asked contributors what surprised them after moving to Canada.
Some answers were practical. Others were funny. Many were things they had never read in official newcomer guides.
Here are some of the most common responses.
“The weather changes much more than I expected.”
Not every part of Canada experiences the same climate. Researching your province before moving can help you prepare for seasonal changes.
“Public libraries are incredible.”
Many newcomers were surprised by the wide range of free services available through local libraries, including workshops, technology access, educational resources, and community programs.
“People really do line up for everything.”
Respecting queues is a common social expectation across Canada, whether you’re waiting for a bus, ordering coffee, or entering an event.
“Small talk is part of everyday life.”
Friendly conversations with neighbours, coworkers, or cashiers are common and often help build community connections.
“Canada is much bigger than I imagined.”
Travelling between cities can take much longer than many newcomers expect. Distances that appear short on a map may involve several hours of driving or flying.
“Nature is everywhere.”
From national parks and hiking trails to neighbourhood green spaces, contributors appreciated how easy it was to spend time outdoors.
If I Could Start Again…
We ended every conversation with one final question:
If you were moving to Canada again tomorrow, what’s the very first thing you would do?
Their answers perfectly summarize the lessons shared throughout this guide.
Maria S.: “I’d create a realistic budget before booking my flight.”
Ahmed H.: “I’d start building professional connections before arriving.”
Adrian B.: “I would compare job opportunities, housing costs, salaries, and immigration programs across provinces instead of automatically choosing a major city. I would save enough to cover several months of expenses, get a newcomer credit card to start building my Canadian credit history, and connect with other immigrants for practical advice on finding work, managing expenses, and settling into Canadian life.”
Felipe C.: “I would connect with people in my community, especially other Latinos already living here. I would arrange accommodation before leaving my home country and prioritize finding work as soon as I arrived, even if it meant starting with a temporary or entry-level job.”
Fatima A.: “I’d learn more about tenant rights before renting.”
Victor N.: “I’d research grocery prices and everyday expenses instead of focusing only on rent.”
Emily T.: “I’d explore my community sooner instead of waiting until I felt settled.”
Carlos M.: “I’d stop worrying about making mistakes. Everyone learns as they go.”
The Biggest Lesson
Although every contributor shared a different story, nearly all of them reached the same conclusion:
Success in Canada isn’t about knowing everything before you arrive. It’s about being prepared to keep learning after you do.
Want to get to know Canada better? Don’t miss our article: What is Canada Known For? Discover the Top 20 Things Canada is Famous For. It’s a great way for newcomers to explore the culture, values, and iconic things that make Canada truly special.
Frequently Asked Questions
We heard you, which is why Allreview.ca has compiled and answered most, if not all, of the frequently asked questions so that you don’t have to do the research yourself.
Final Thoughts
Every person featured in this guide arrived in Canada with different expectations, different backgrounds, and different dreams.
Some came for career opportunities.
Others came to study.
Some arrived with families.
Others started completely on their own.
Yet despite those differences, one message united nearly every story:
Preparation matters—but so does patience.
No guide can eliminate every surprise you’ll experience after moving to Canada. There will be challenges, unexpected expenses, new routines, and moments of uncertainty. There will also be opportunities to grow, build lasting friendships, discover new communities, and create a life that feels uniquely your own.
We hope these experiences help you feel better prepared for the journey ahead.
Welcome to Canada—and best wishes as you begin your next chapter.
About This Series
AllReview Voices is an editorial series that brings together real stories, practical advice, and authentic experiences from Canadians across the country.
Each article explores one meaningful question through contributor stories, supported by independent editorial insights from the AllReview team.
Our goal is simple: to combine practical advice, lived experiences, and trusted guidance into helpful resources for anyone planning a move to Canada.
As this series grows, we’ll continue adding new stories and updating the guide so future newcomers can benefit from an even wider range of perspectives.
Real Stories. Expert Insights. Canadian Experiences.
Share Your Story
Have you moved to Canada?
What’s one thing you wish you had known before you arrived?
We’d love to include your experience in a future edition of this guide.
Your story could help someone else begin their Canadian journey with greater confidence.
Editorial Standards
Every contributor featured in this article is identified by their name, city location and real experience where permission has been granted.
Responses may be edited for grammar, spelling, clarity, and length while preserving each contributor’s intended meaning.
The editorial insights between contributor stories are independently written by the AllReview editorial team to provide practical guidance, educational value, and additional context for readers.
