Last Updated on February 9, 2025
When it comes to managing your finances, having reliable information about your bank is essential. TD Bank, a major financial institution, serves millions of customers across North America. Whether you’re a current TD Bank customer or considering becoming one, you likely have questions about their services, hours, and more. In this article, we’ve compiled all the frequently asked questions about TD Bank to provide you with the comprehensive answers you need.
| QUICK LINKS | |
|---|---|
| General Information | Contact Information |
| Operating Hours | Banking Details |
| Account Management | Services |
General Information
What Does TD Bank Stand For?
TD Bank stands for Toronto-Dominion Bank, which is a major Canadian multinational banking and financial services corporation.
Who Owns TD Bank?
TD Bank is owned by the Toronto-Dominion Bank, a publicly traded company headquartered in Toronto, Canada.
Operating Hours
| Days | Opening Hours | Closing Hours |
|---|---|---|
| Monday | 9:00 AM | 5:00 PM |
| Tuesday | 9:00 AM | 5:00 PM |
| Wednesday | 9:00 AM | 5:00 PM |
| Thursday | 9:00 AM | 5:00 PM |
| Friday | 9:00 AM | 5:00 PM |
| Saturday | 10:00 AM | 4:00 PM |
| Sunday | Closed | Closed |
Is TD Bank Open Today?
TD Bank branches generally operate from Monday to Friday, 9:00 AM to 5:00 PM, and Saturday, 10:00 AM to 4:00 PM. However, hours may vary by location, so it’s always a good idea to double-check with your local branch or their website. Some branches may have extended hours or be open on weekends.
What Time Does TD Bank Close?
TD Bank closing times vary by location. Typically, branches close between 4:00 PM and 6:00 PM on weekdays and have shorter hours on weekends.
Account Management
How to Open a TD Bank Account?
- Choose Your Account Type: Decide which type of account you want to open. TD Bank offers various account types, including checking accounts, savings accounts, and specialized accounts like student or business accounts.
- Gather Necessary Documents: Collect the required documents, which typically include:
- Government-issued photo ID (e.g., driver’s license, passport)
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- Proof of address (e.g., utility bill, lease agreement)
- Initial deposit (if required)
- Apply Online, In-Person, or By Phone:
- Online: Visit the TD Bank website and navigate to the account opening section. Fill out the application form with your personal information and upload the necessary documents.
- In-Person: Visit a TD Bank branch near you. A bank representative will assist you with the account opening process. Bring the required documents.
- By Phone: Call TD Bank customer service to initiate the account opening process. You may need to visit a branch later to complete the process and submit documents.
- Fund Your Account: Make the initial deposit to activate your account. You can transfer funds from another bank account, deposit cash or a check, or use another acceptable method.
- Set Up Online Banking: If you applied online or in-person, enroll in TD Bank’s online banking service. This allows you to manage your account, pay bills, and transfer funds online.
- Receive Confirmation: Once your application is approved, you’ll receive a confirmation email or letter from TD Bank. You’ll also receive your account number and any additional materials like checks or a debit card.
How to Close a TD Bank Account?
- Transfer Remaining Balance: Before closing your account, make sure to transfer any remaining balance to another bank account. You can do this via online banking, wire transfer, or by withdrawing cash.
- Cancel Automatic Payments and Direct Deposits: Ensure you cancel any automatic payments or direct deposits linked to your TD Bank account. Update your payment information with any services or employers to avoid disruptions.
- Visit a Branch, Call Customer Service, or Use Online Banking:
- In-Person: Visit a TD Bank branch near you and inform the bank representative that you want to close your account. Bring your ID and any account-related materials.
- By Phone: Call TD Bank customer service and request to close your account. Be prepared to verify your identity and provide account details.
- Online Banking: Log in to your TD Bank online banking account and navigate to the account closure section (if available). Follow the prompts to close your account.
- Return Any Bank Materials: If you have any unused checks or a debit card, return them to the bank or destroy them securely.
- Confirm Account Closure: Request a confirmation from TD Bank that your account has been successfully closed. This can help avoid any future issues or misunderstandings.
Contact Information
How Do I Contact TD Bank Customer Service?
You can contact TD Bank customer service by calling their toll-free number, visiting a branch, or using the online chat feature on their website. Below are some of the important TD bank contact list:
- For Telephone Banking – English: 1-866-222-3456
- For Telephone Banking – French: 1-800-895-4463
- For Telephone Banking – Text: 1-800-361-1180
- For Facebook – https://www.facebook.com/TDCanada/
- For Twitter – https://twitter.com/td_canada
- For Instagram – https://www.instagram.com/TD_Canada/
- For Youtube – https://www.youtube.com/tdcanada
- For Linkedin – https://www.linkedin.com/company/td
Which TD Bank Branch Near Me
To locate a TD Bank branch near you, you can use the following methods:
- TD Branch Locator: Visit the TD Branch Locator and enter your postal code, address, or share your location.
- Google Maps: Open Google Maps, type “TD Bank” in the search bar, and it will show you the closest branches along with directions.
- TD Website: Check the TD website for a list of branch locations and contact information.
Banking Details
What is TD Bank’s Transit Number?
The transit number is a unique identifier for each TD Bank branch. You can find your transit number on your checks or by contacting your branch.
What is TD Bank’s Institution Number?
TD Bank’s institution number is 004. This number is used in combination with the transit number to identify your specific branch.
What is TD Bank’s Routing Number?
TD Bank’s routing number is a nine-digit code used to identify the bank for electronic transactions. It varies by location, so it’s best to check with your branch or refer to your checks.
Services
Does TD Bank Have Online Banking?
Yes, TD Bank offers online banking services, allowing customers to manage their accounts, pay bills, and transfer funds online.
What are TD Bank’s Loan Rates?
TD Bank offers various loan products with different interest rates. For the most accurate and up-to-date information, it’s best to visit the TD Bank website or contact a branch.
Does TD Bank Offer Mortgages?
Yes, TD Bank offers a variety of mortgage products. You can apply for a mortgage online, over the phone, or in person at a branch.
What are TD Bank’s Fees?
TD Bank charges various fees for account maintenance, overdrafts, wire transfers, and other services. You can find a detailed list of fees on the TD Bank website.
What are TD Bank’s Credit Card Options?
TD Bank offers a range of credit cards with different benefits and rewards. You can compare credit card options on the TD Bank website.
Can I transfer Money Internationally with TD Bank?
Yes, TD Bank offers international money transfer services. You can transfer money online, over the phone, or at a branch.
What are TD Bank’s Savings Account Options?
TD Bank offers various savings account options, including high-interest savings accounts, money market accounts, and more. You can compare options on the TD Bank website.
Does TD Bank Offer Business Banking Services?
Yes, TD Bank provides a range of business banking services, including business checking accounts, loans, and merchant services.
What is TD Bank’s Mobile App Like?
TD Bank’s mobile app (Android or iOS) allows customers to manage their accounts, deposit checks, pay bills, and transfer funds from their mobile devices. It’s available for both iOS and Android.
How do I Apply for a Mortgage with TD Bank?
To apply for a mortgage with TD Bank, you can visit a branch, apply online through the TD Bank website, or call their mortgage hotline.
Conclusion
TD Bank offers a wide array of services and products to meet the diverse needs of its customers. Whether you’re looking to open a new account, apply for a loan, or simply need information about their operating hours, we’ve covered all the frequently asked questions to help you navigate your banking experience. By staying informed, you can make the most of TD Bank’s offerings and ensure your financial needs are met with ease.
Statistics and Information Sources:
- TD Bank Canada Website
- Link: https://www.td.com/ca/en/personal-banking
